Georgia recorded a significant number of foreclosure filings in the first half of 2025, with activity showing an uptick as the year progressed into summer. However, localized data reveals a contrasting picture, with some areas experiencing a substantial decrease in distressed properties.

According to data compiled by Newnan CEO, the state saw a total of 5,533 properties enter foreclosure during the first six months of 2025. This cumulative figure indicates sustained pressure on some homeowners across the state.

Breaking down the state-wide numbers:

By the end of April 2025, the year-to-date total for foreclosure filings was 5,124.
The total for the first half of 2025 (January-June) reached 5,533 filings. This implies that only 409 new filings occurred in May and June combined (5,533 – 5,124).
However, the single month of July 2025 alone saw 1,011 new foreclosure filings. This sharp increase in July suggests a significant acceleration in foreclosure activity compared to the preceding two months, following the end of the second quarter.

In stark contrast to the broader state trend, Chattooga County, Georgia, experienced a marked decline in foreclosure activity. In June 2025, the county recorded just 3 foreclosure filings. This represents a dramatic 57.1% decrease compared to the number of filings during the same period in the previous year.

The data paints a complex picture for Georgia’s housing market and its residents. While thousands of properties continue to face foreclosure, the significant reduction observed in areas like Chattooga County highlights the varied economic realities and recovery paths across different regions of the state. Analysts will be closely watching the trends in the latter half of 2025 to determine if the July surge becomes a sustained pattern or if localized improvements can expand to a broader scale.