Chattooga County residents, which were primarily affected by the Labor Day weekend flooding in 2022, are eligible for three different types of loans: business physical disaster, economic injury and home disaster loans.

Homeowners in Chattooga County are eligible for loans up to $200,000, which can cover loss of real estate, vehicles and personal property. Renters are also eligible up to $40,000 in loss of property.

Floyd County and other contiguous counties are eligible for economic injury loans, also called “working capital” loans, which are available for most businesses and non-profits indirectly effected by the floods.

The physical damage loans in Chattooga County must be filed by March 10, and the economic injury loans in contiguous counties have until Oct. 9 to file.

Applicants can also apply on-line at DisasterLoanAssistance.sba.gov/ela/s and apply under SBA declaration #17751.

Disaster loan information can also be obtained by calling the SBA customer service center at (800) 659-2955, or via email at DisasterCustomerService@sba.gov.

You can also find more information at the Disaster Loan Office that is set up at the Chattooga EMA/911 building at 70 Farrar Drive in Summerville.  The office is open six days a week and closed on Sundays.