Georgia lawmakers have introduced new legislation that would require moped drivers to have liability insurance to operate in the state. If passed, individuals under 15 years old would be prohibited from driving mopeds on highways. Additionally, only those with a valid driver’s license, an instruction permit, or a limited permit would be allowed to drive a moped on highways. House Bill 494 also mandates that mopeds must be covered by financial responsibility insurance to cover damages in case of an accident. Current auto insurance laws require at least $25,000 for bodily injury or death, $50,000 for multiple injuries or deaths, and $25,000 for property damage, and this bill would extend those requirements to mopeds.