Millions of Americans who receive Social Security or Supplemental Security Income (SSI) benefits will receive their July payments according to the Social Security Administration’s regular payment schedule, with one important change affecting some recipients.

SSI recipients are scheduled to receive their regular July payment on Wednesday, July 1. Because August 1 falls on a Saturday, the August SSI payment will be issued early on Friday, July 31. While that means SSI recipients will receive two deposits during July, the second payment is not extra money—it is the August benefit being paid in advance. As a result, there will be no separate SSI payment during August.

People who began receiving Social Security benefits before May 1997, or who receive both Social Security and SSI, will receive their July Social Security payment on Thursday, July 2, because the normal July 3 payment date falls on the observed Independence Day federal holiday.

For everyone else, Social Security retirement, survivor, and disability benefits will be paid based on birth date:

  • July 8: Birthdays on the 1st through the 10th
  • July 15: Birthdays on the 11th through the 20th
  • July 22: Birthdays on the 21st through the 31st

The Social Security Administration recommends allowing up to three mailing days before reporting a missing payment if your benefit does not arrive on the expected date