Georgia is one of the only states that does not offer a statewide, needs-based financial aid program for students who can’t afford college—and a new state Senate report is urging lawmakers to change that.

The Senate Study Committee on Higher Education Affordability is recommending a needs-based scholarship program for students enrolled in eligible public universities and technical colleges. To qualify, students would need to complete the FAFSA, meet federal Pell Grant requirements showing high financial need, and maintain basic academic standards. The program would be run by the Georgia Student Finance Commission, which also administers the HOPE Scholarship.

But the key debate is how to pay for it. The committee suggests funding the program using unrestricted Georgia Lottery reserves, which are reportedly around $1.7 billion. Some lawmakers, including Senate Higher Education Chairman Max Burns, have concerns about using lottery dollars and say a clearer funding plan is needed.

Supporters argue the program could be transformative, especially with Georgia borrowers carrying some of the nation’s highest average student loan debt. With the 2026 legislative session approaching—and it being an election year—whether a plan can pass remains an open question.